UPI and account data posture
This Privacy Policy describes how we collect, use, store and share data connected with your account, wallet activity, device signals, support messages and lobby sessions. We use this data to create your account, keep access secure, process UPI, Paytm, PhonePe and Google Pay records, check withdrawal
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requests, answer privacy questions and meet legal duties that apply in India or another permitted region. We may ask for identity details when account recovery, withdrawal checks or fraud screening require it. Access to any service depends on local law and is available where local law
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permits. We keep data only for the period needed for account, tax, dispute, security and legal purposes, then delete or anonymise it where possible.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.